Real estate appraisal services for homeowners in the city of Mancelona and Antrim County

See the top seven reasons MI homeowners order from John S. Porter:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Antrim county's assessment of your propertyvalue
  3. To lower their mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MI divorce, where real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate in MI

Need help determining the price of your house in or near Mancelona, MI?
Contact John S. Porter.

At John S. Porter, we understand the particular needs of a consumer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. The professional appraisers at John S. Porter will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. At John S. Porter, we're experts in helping clients just like you dismiss unneeded and unwanted PMI insurance.

Challenging a property tax assessment

If you live in an area that is going down or is not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from John S. Porter is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An appraisal from John S. Porter can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd like to have a veteran appraiser double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.